How to Deposit Money into KCB Bank Account through M-PESA PayBill Number 522522

How to Deposit Money from Mpesa to KCB Bank, KCB Loans

How to Deposit Money from Mpesa to KCB Bank: Find out How to Deposit Money into KCB Bank Account through M-PESA PayBill Number 522522

What is KCB Bank M-PESA PayBill Number?

KCB Bank M-PESA PayBill Number 522522

How to Deposit Money from Mpesa to KCB Bank

Find step by step on how to deposit money or transfer money from M-pesa to KCB Account

KCB Mpesa

  • Go to Safaricom SIM Tool Kit
  • Select M-PESA menu
  • Select Lipa na M-PESA
  • Select  Pay Bill
  • Select  Enter Business no. – Enter KCB Bank’s Lipa na M-PESA PayBill Number 522522 and press  OK
  • Select  Enter Account no , Enter your KCB Bank Account Number (e.g. 0800 xxxx xxxx) press  OK
  • Enter the amount you want to deposit and press OK
  • Enter your M-PESA PIN and press  OK
  • Confirm all the details are correct and press  OK
  • You will receive a confirmation SMS from M-PESA.
  • KCB Bank will also send you a confirmation SMS.
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How to Withdraw Money from your KCB Account to M-pesa

Find out how to Withdraw Money from your KCB Account to M-pesa? KCB Mobile Banking has always come in handy when doing daily transactions. You can easily transfer money from your KCB account to your M-pesa.

Below is a step by step on how to transfer money from KCB account to Mpesa.

1. Dial *522# from your Safaricom, Airtel or Telcom line. ( to access this service you must be registered with KCB Mobi Bank). To use the service the cost is Ksh 5
2. Enter your PIN ( The pin which you were given when registering for KCB Mobi Bank )
3. Select the withdraw to M-pesa option after you have logged in
4. Enter the M-pesa mobile number to withdraw to.
5. You will get an Mpesa message confirming withdraw of money into your Mpesa from your KCB Account

How to Transfer Money from M-PESA to a KCB Account

Find out How to Transfer Money from M-PESA to a KCB Account. KCB bank offers KCB Mobile banking which offers customers a means of interacting with the bank.

How to transfer money from M-PESA to a KCB account

  1. Go to your M-PESA menu,
  2. Select Lipa na M-PESA,
  3. Enter PayBill number 522522,
  4. Enter the KCB account number you are transferring money to,
  5. Enter the amount you want to transfer
  6. Enter your M-PESA PIN and confirm to send money.

KCB Mobile Banking Loan – KCB M-PESA Loan

Looking for a KCB Mobile Banking Loan? Get a KCB M-PESA Loan from Kenya commercial bank at an affordable rate.

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The KCB M-PESA Loan is a mobile based account that is exclusively offered by to M-PESA customers by Kenya Commercial Bank enabling them access loan at an attractive low interest rates of 1.12% per month. The loan attracts a one off negotiation fee of 2.5%. If you borrow for one month, the cost is 3.62% with excise duty applicable on fees.

The platform also enables you to save little by little or a fixed period of time where you earn an interest of up to 6.65% p.a.

How to access KCB M-Pesa

  • On your phone
  • Go to Safaricom M-PESA menu
  • Select Loans and Savings
  • Select KCB M-PESA
  • Activate

When you have activated your KCB M-PESA Account, a message will be sent to you which contain a loan limit then you can borrow instantly. When a loan is issued it will be deposited in your KCB M-PESA Account.

The KCB Mobile Banking Loan platform enables you to access loans from as little as Kes 50 up to Kes 1 Million.

The repayment period of the loan is 30 days, which is subject to change by the bank.

The Loan repayment can be done through M-PESA or from the KCB M-PESA account.

How to Borrow a loan fromKCB M-PESA

  • Go to the M-PESA menu on your phone
  • Select Loans and Savings
  • Select KCB M-PESA
  • Select Loan.
  • Request Loan
  • Enter amount you want to request.
  • Enter your M-PESA PIN
  • The Amount borrowed will be sent to your KCB M-PESA Account which will be less the negotiation fee, excise duty and the interest amount.
  • To access the loan, proceed to KCB M-PESA menu, select Withdraw to M-PESA.
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How to Pay KCB M-PESA Loan?

  • Go to M-PESA menu.
  • Select Loans and Savings.
  • Select KCB M-PESA.
  • Select Pay Loan.
  • You can pay from M-PESA or from your KCB M-PESA Account.

Reasons Why you cannot Access KCB M-PESA loan

  • Listed with the Credit Reference Bureau
  • Low credit rating
  • You have an existing KCB M-PESA loan which you have not finished repaying

How to Increase your KCB M-PESA loan limit

  • Increase your usage of M-PESA services
  • Be active on your KCB M-PESA Account – Move money in and out of your Account.
  • On your KCB M-PESA Account, Increase your savings.

What is the KCB M-PESA Loan interest rates?

  • 12% per month with a one off negotiation fee of 2.5%.
  • The cost for the one month loan is 3.62% with excise duty applicable on fees.